O2C — the tower that collects
Free up cash and optimize working capital with AI
A configurable, scalable HyperApp built on the AI-integrated autonomous finance platform. It handles remittance processing across every format, forecasts payments without documentation, and runs as AR-as-a-Service for seamless adoption.
- Touchless cash application
- Predictive collections
- AR-as-a-Service
- Sources ERP · banks · email · invoices & portals
- Data layer one unified data model
- AI orchestrator reads, routes, holds the guardrails
- AI agents AP · O2C · R2R · FP&A
- Autonomous action approve · reconcile · collect · post · report
- Finance outcome posted to your ERP with reasoning and confidence attached
$525M+
early payments uncovered74%
fewer payment terms85%
credit terms rationalized14 days
off DSOCapabilities
Eight modules that turn receivables into cash
From remittance intake to dispute resolution — every step learns from the last.
Versatile file handling
Processes emails, PDFs, XML and industry-standard remittance formats without pre-work.
AI-powered exception learning
Continuously learns from exceptions so more of them are handled autonomously each month.
Analytics & recommendations
Prioritises collections activity and predicts debtor payment behaviour before it happens.
Touchless unapplied matching
Intelligently recommends resolutions for unapplied cash and short-pay discrepancies.
Configurable matching
Supports invoice, bulk, partial and tolerance-based matching types out of the box.
Custom workflows
Adapts to the cash application process you already run, rather than forcing a new one.
Seamless integration
Connects to banks, lockboxes and ERPs through governed APIs.
Deductions & disputes
Automates deduction approvals and drives resolution workflows to closure.
The agents
4 agents run Order-to-Cash
Each agent owns one job end to end. Choose an agent to see what it reads, decides and produces — and exactly when it hands a decision to a person.
Choose an agent
Cash application
From remittance to applied cash, without the chase
Payments arrive in a dozen formats from a dozen channels — lockbox, ACH and wire, EDI 820, customer portals, email remittance, cheque scans. The O2C HyperApp reads them all, forecasts what is coming even when documentation is missing, and applies cash the same day.
Read the overnight files
Lockbox, ACH and wire files — 187 receipts.
Apply from remittance
Bellhaven Retail $128,400 across 37 invoices from an emailed remittance.
Attribute without remittance
22 payments attributed from amount, timing and customer history.
Raise the differences
4 short pays raised as disputes with the difference coded.
Why JiffyFinOps
Working capital you can actually see
The O2C HyperApp does not just apply cash faster — it tells you which receivables to chase, which terms to renegotiate and where free cash flow is hiding.
Where remittance advice never arrives, the model predicts the payment from historical behaviour and open-item patterns.
Each resolved exception becomes training signal, so the autonomous share of cash application climbs continuously.
Advanced analytics prioritise the accounts most likely to pay, so collector time goes where it converts.
Approval routing and resolution workflows drive deductions and disputes to a decision instead of an ageing bucket.
Customer proof
An Order-to-Cash outcome our customers published
A leading US airline cleared thousands of hours of cancellation-refund backlog in about six weeks.
Next step
How much cash is trapped in your receivables?
We will run your ageing profile through the model and show you the recoverable number.